Debt Relief With Our Bankruptcy Services
Are your bills piling up and your paycheck is not enough to make the ends meet? Seek the help of a reliable bankruptcy agency immediately. Bankruptcy is a legal process that helps people who are unable to repay their debts. We offer you clear guidance on filing bankruptcy. Call us
for a FREE 30-minute consultation.
Reliable Bankruptcy Consultation
The Law Office Of Christina M. Alfonsi PA of Salisbury, MD is a debt relief agency that helps people seek relief and protection under the bankruptcy code. Our agency is locally owned and offers quality legal representation services.
All Your Debt Problems Resolved Efficiently
Our skilled bankruptcy lawyer will help you stop foreclosure, garnishments, credit card bills, and medical bills. Bankruptcy services can be defined as legal relief solutions for consumers who are facing financial troubles.
Let our bankruptcy lawyer help you understand the process and assist you in selecting the bankruptcy service that is the most appropriate for reducing and relieving your debt burden.
Peace of Mind by Trusting Us to Manage Your Debts
Get in touch with us today if your debts have become unmanageable. Our bankruptcy lawyer will provide you with immediate protection and peace of mind.
Information and Documents Needed After Initial Consultation
- Two years' tax returns, including complete state and federal tax returns, W-2s, and 1099s
- Six full months of pay stubs, if married and spouse is not filing, will still need six months of pay stubs for the non-filing spouse
- If you are being garnished, I will need the paperwork you received from the court and / or your payroll office. Once filed, I will need the number for your payroll office, so I can call and fax up the paperwork they will need to stop the garnishment
- If retired, social security award letter and pension statement showing deductions.
- Three months of bank statements for any account that has your name on it.
- I will need the make, model, mileage, year, and color of any vehicle in your name. If you don't own a vehicle but drive someone else's, I will need the above plus the name of the owner and the town he / she lives in
- Copy of any car titles that have your name on them
- Current monthly statements showing balance and a monthly payment of car loans
- Copy of current mortgage statements showing balance and the monthly payment of the mortgage
- Copy of property taxes current and future due if not included in your initial mortgage statement
- Current declaration page for homeowners insurance
- Any bills you think may not be on your credit report
- Life insurance - need the name of the insurance company, if whole life, I will need the "cash surrender value" of the policy. You can call your agent for that
- Any IRAs, stocks, bonds, or CDs you have
- Payday loans / cash advances - these will not be on your credit report, so I will need the name and address, the year you got the loan, and the balance for these. You must provide this information so they will be discharged from your bankruptcy
Please bring anything else to the meeting that you feel this office needs to be made aware of in filing your bankruptcy. Nothing is too small to mention, so any potential issues can be addressed before the filing. The above documents are required from the bankruptcy courts with No Exceptions
to providing this information.
Maryland Bankruptcy Cases Only
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Law Office Of Christina M. Alfonsi PA
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